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Why Buy Renters or Condo Insurance?

If you rent a home and suffer a fire, theft or injury to others in your home, typically your landlord is not responsible. A renter's policy helps avoid a potential financial disaster.

Condo Owners; Your condo association master policy typically does not pay for the entire cost of rebuilding your unit, and typically never pays to replace your condo's contents. Check your articles of condominium and bylaws to find out details. Buy a Condo-Owner's policy to protect yourself.

Are All Auto, Home or Other Policies The Same?

Policy contracts and coverages are not all the same. Although not fun to read, it is advisable to read your contracts and look at the Declarations page, where your coverage limits, deductibles and other information specific to you is provided. Make sure your coverage limits are sufficient to replace or repair the insured property without penalty if there is a loss.

More Coming Soon.....

The information provided above is not a description of coverages provided by any specific insurance company, broker or agent, nor does it describe any particular insurance contract. Definitions of specific coverage are contained in specific insurance contracts. You must read your insurance contract to determine what coverages are provided and not provided. Your contract also contains specific definitions of terms including those described in general terms above. If you have any questions about any insurance matters you should consult an insurance company, broker or agent.